0% Credit Cards and Fair Use

In Australia, some of the lowest rates to be found on credit cards are on balance transfer cards. There are quite a few cards that will offer you 0% for the first six months, 1.99% for the first twelve months, and similar rates. We all keep getting these offers, from dozens of different companies, in the mail. So, is it really possible to switch from card to card, keeping an enormous credit card bill between 0% and 3%? We find out. Read the rest of this entry »