What are rewards programs?

Rewards programs are one of the best parts of many credit cards, as they sometimes repay the card user for his or her patronage.

There are different types of credit cards on offer with different types of rewards programs. There are the traditional points-based rewards systems, there are branded credit cards, cards that offer instant rewards, and cash back credit cards. They’re all rewards cards, but they can be quite different in the way the programs function.
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Why should I get more than one credit card?

Most credit card users only have one credit card. For those people who only use them lightly, this is quite sensible. However, one credit card is usually not enough for the heavy user, as few credit cards are cheap when it comes to all the various ways they can be used. There are a number of situations where more than one credit card could be a good idea.
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What are branded credit cards?

Branded credit cards, rather than having a bank or other financial services provider prominently mentioned on the plastic, instead carry a brand name linked to a consumer item. Particularly active in this area are airlines and consumer stores, but others are offered by providers such as car brands.
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Credit cards or loans? Which one to choose?

Credit cards and loans are often seen as being quite different. In fact they are the same thing: a company lending money to a consumer – and often with no security. Credit cards and loans are good for different purposes, but it should be remembered that they are in essence the same product.
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Credit cards or car loans? Which one to choose?

Buying a car on a credit card may not seem the most logical choice. After all, the interest rates are very high on credit cards, often far higher than the headline rates on loans. However there are a number of other things that should be considered.
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